Peace Hills Insurance vs AMA Insurance Home Insurance in AB (2026)
Alberta home choice: Peace Hills brokers highlight highly competitive condo and tenant packages; AMA bundles home with member roadside and multi-line discounts.
Key discounts
- ✓Clean-record pricing below national averages
- ✓Home + auto bundling
- ✓Condo enhancements & age-based tenant discounts
Key discounts
- ✓Membership: up to 20% on auto
- ✓MyPace pay-per-km (<9,000 km/yr)
- ✓MyRide telematics: up to 10%
Verdict
Condo/tenant coverage through a broker → Peace Hills. Member bundle with roadside → AMA.
Peace Hills Insurance — Condo & tenant packages, regional underwriting
AMA Insurance — Member multi-line bundle with roadside assistance
Peace Hills Insurance
Pros
- +Regional underwriting knowledge (hail, theft, rural)
- +Consistently named among AB’s most competitive for clean records
- +100% Canadian-owned
Consider
- −Broker-only distribution
- −Limited footprint outside Alberta
AMA Insurance
Pros
- +First-in-Alberta pay-per-km auto insurance
- +Strong member value (roadside + insurance)
- +Local presence across Alberta
Consider
- −Best rates assume AMA membership
- −Per-km products not suitable for high mileage
Price ranges are rate-table estimates based on public industry data and regulatory approval trends; final premiums are subject to carrier underwriting.