AMA Insurance Home Insurance in AB (2026)
AB provincial championMember discounts plus Alberta’s first pay-per-km
AMA Insurance is a AB provincial champion: Member discounts plus Alberta’s first pay-per-km. AMA members save up to 20% on auto insurance, and AMA MyPace is Alberta’s first true pay-per-kilometre product (<9,000 km/yr). The MyRide telematics program adds up to 10% for safe driving, all bundled with Alberta’s roadside-assistance network.
Type
Not-for-profit association (Alberta Motor Association)
Channel
Direct & membership
Founded
1926
AM Best
AM Best A
AMA Insurance Home Insurance estimates
By coverage
Insurance pricing depends heavily on underwriting details (health, driving record, property specifics), so your actual premium usually lands within this estimated range.
Key discounts
✓Membership: up to 20% on auto
✓MyPace pay-per-km (<9,000 km/yr)
✓MyRide telematics: up to 10%
✓Bundling, winter tires, driver education
Pros
- +First-in-Alberta pay-per-km auto insurance
- +Strong member value (roadside + insurance)
- +Local presence across Alberta
Things to consider
- −Best rates assume AMA membership
- −Per-km products not suitable for high mileage
- −Less competitive for high-risk profiles
What the data says
“AMA Members are saving an average of 50%… up to 20% on auto insurance”
ama.ab.ca · 2026-08
AMA MyPace — Alberta’s first true pay-per-km (<9,000 km)
AMA MyPace · 2026-01
MyRide telematics up to 10% (hellosafe review)
hellosafe.ca · 2025-07
FAQ
Do I need to be an AMA member to get insurance?
Membership unlocks the best rates and bundles roadside assistance, but quotes are available to non-members too.
Where is AMA insurance available?
Alberta only — it is the insurance arm of the Alberta Motor Association.
Other AB provincial champions
Compare AMA Insurance
Other lines from AMA Insurance
Price ranges are rate-table estimates based on public industry data and regulatory approval trends; final premiums are subject to carrier underwriting.